Digital Financial Inclusion In Micro, Small and Medium Enterprises: The Case of    Developing and Emerging Economies. Oeconomia Copernicana, [S. l.], v. 17, n. 1, p. 283–301, 2026. Disponível em: https://oeconomiacopernicana.com/index.php/OECO/article/view/122.. Acesso em: 19 oct. 2026.